From scanning a QR code to holding your keysβhere's exactly what to expect.
Browse available lots at homepoint.co/redihome or drive through Birmingham neighborhoods and look for our signs. Each prepared lot has a QR code that takes you directly to the design experience.
Scan the QR code and you're instantly in our design platform. Choose your floor plan, then customize everything from siding color to cabinet style. See your choices come to life in real-time.
Answer a few quick questions about your credit score, income, and intentions. If you're likely to qualify, you'll move forward immediately. If not, we'll connect you with resources to get there.
Ready to move forward? A $500 refundable deposit holds your specific lot and home design. First deposit winsβthis protects you from someone else claiming your lot.
Our banking partner contacts you directly to complete the application. With their Right@Home program, you get 0% down and no PMI. Most approvals happen within a week.
Once approved, we start building. Eight weeks later, you're walking into your brand new home. Track progress through our build updates. Thenβkeys in hand.
We'll connect you with credit counseling resources through our banking partner. Many people improve their scores within 6-12 months. We'll stay in touch and reach out when you're ready.
We partner with workforce development programs like BuildUp Birmingham. We'll connect you with career resources and check back as your situation improves.
Yes, 100%. If you're not approved by the bank, or if you simply change your mind before the bank application is submitted, you get your full deposit back.
We believe homeownership builds community wealth. When families own their homes, neighborhoods become more stable, more invested, and more connected. We're building communities, not rental portfolios.
Everything you need to move in: complete home construction, all standard finishes, appliances, landscaping, driveway, and closing costs are transparent. No hidden fees.