How It Works

From scanning a QR code to holding your keysβ€”here's exactly what to expect.

01
πŸ“

Find Your Lot

Browse available lots at homepoint.co/redihome or drive through Birmingham neighborhoods and look for our signs. Each prepared lot has a QR code that takes you directly to the design experience.

βœ“ Lots already have utilities run
βœ“ Concrete slab poured and ready
βœ“ Permits pre-approved
βœ“ QR code links to that specific lot
02
🏠

Design Your Home

Scan the QR code and you're instantly in our design platform. Choose your floor plan, then customize everything from siding color to cabinet style. See your choices come to life in real-time.

βœ“ Multiple floor plans available
βœ“ 20+ customization options
βœ“ See real-time price updates
βœ“ Save and return anytime
03
βœ“

Get Qualified

Answer a few quick questions about your credit score, income, and intentions. If you're likely to qualify, you'll move forward immediately. If not, we'll connect you with resources to get there.

βœ“ 620+ credit score needed
βœ“ 30% of take-home covers payment
βœ“ Owner-occupants only
βœ“ Know in minutes, not days
04
πŸ”’

Secure Your Spot

Ready to move forward? A $500 refundable deposit holds your specific lot and home design. First deposit winsβ€”this protects you from someone else claiming your lot.

βœ“ $500 fully refundable deposit
βœ“ Secures your specific lot
βœ“ 3 days to complete bank application
βœ“ Deposit returned if not approved
05
🏦

Bank Approval

Our banking partner contacts you directly to complete the application. With their Right@Home program, you get 0% down and no PMI. Most approvals happen within a week.

βœ“ 0% down payment
βœ“ No PMI required
βœ“ Approval in ~1 week
βœ“ Closing date set 2 months out
06
πŸ”‘

Get Your Keys

Once approved, we start building. Eight weeks later, you're walking into your brand new home. Track progress through our build updates. Thenβ€”keys in hand.

βœ“ 8-week build time
βœ“ Progress updates throughout
βœ“ Final walkthrough
βœ“ Move-in day!

Your Timeline

Day 1
Find & Design
β†’
Day 1-3
Qualify & Deposit
β†’
Week 1-2
Bank Approval
β†’
Week 2-10
Construction
β†’
Week 10
πŸ”‘ Keys!

Common Questions

What if my credit score is below 620?

We'll connect you with credit counseling resources through our banking partner. Many people improve their scores within 6-12 months. We'll stay in touch and reach out when you're ready.

What if my income is too low right now?

We partner with workforce development programs like BuildUp Birmingham. We'll connect you with career resources and check back as your situation improves.

Is the $500 deposit really refundable?

Yes, 100%. If you're not approved by the bank, or if you simply change your mind before the bank application is submitted, you get your full deposit back.

Why do you only sell to owner-occupants?

We believe homeownership builds community wealth. When families own their homes, neighborhoods become more stable, more invested, and more connected. We're building communities, not rental portfolios.

What's included in the home price?

Everything you need to move in: complete home construction, all standard finishes, appliances, landscaping, driveway, and closing costs are transparent. No hidden fees.

Ready to See What's Possible?

Find a lot near you, scan the QR code, and design your future home. No pressure, no salespeopleβ€”just you, exploring what homeownership could look like.