0% down. No PMI. A real path to homeownership—not another door slammed shut.
Through our partnership with Cadence Bank, we've unlocked financing that removes the biggest barriers to homeownership.
Let's be real about numbers. Here's what a typical RediHome payment looks like—and why it's probably less than you're paying in rent.
If 30% of your take-home pay covers the monthly payment, you likely qualify. For a ~$1,650 payment, that's around $5,500/month take-home, or roughly $65,000-$70,000 annual salary.
Here's what our banking partner looks for
Don't know your score? Check free at Credit Karma or Rocket Money.
Your monthly take-home pay × 30% should cover the payment (PITI).
You must plan to live in the home. We don't sell to investors.
That's okay. We have resources to help you get there.
Our banking partner offers credit counseling resources. Many people improve their scores significantly within 6-12 months with the right guidance.
We'll stay in touch and reach out when you're ready.
We partner with workforce development programs like BuildUp Birmingham. We'll connect you with career resources and training opportunities.
Your path to homeownership might just need a career boost first.